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Who is atmos?

First and foremost, atmos helps you protect the people and things you love most. We provide you the life insurance you need, not what others try to sell you. We provide the proper analysis with you to find the plan which fits your budget AND protects your family and legacy. Our lineup includes:

  • Whole Life Insurance including Final Expense
  • Universal Life Insurance
  • Term Life Insurance
  • No Medical Exam Plans, the best ones
  • Only A+ Rated Insurance Carriers
  • Fully online application process

You’ve worked hard for all of this and it’s our passion to help you protect it—something we take very seriously. Buying insurance can seem intimidating, but our proven process takes the pain out of it, making what can often be a difficult decision easy. In the time it takes you to gather quotes and coverage from one insurance carrier, we can provide unbiased plans and costs from some of the most trusted carriers on the market today. Shop everything all at once and know your best plan without all the annoying calls and emails. Whether you’re a first-time buyer, looking for a better rate, need additional coverage, or have concerns about an existing policy, we can provide transparent answers, price comparisons and an abundance of information and support. We often find people who have been turned down or quoted sky-high rates elsewhere affordable coverage.

Our mission...

is to help people protect their most valuable assets and overall financial well-being by finding the best insurance for them at the best price in just minutes. We’re here to serve as your professional advisor who will be transparent and provide the advice you need to know about the insurance policy you will be issued. We are also here to serve whatever your needs about your plan, coverage, or changes you need. Our client understand their policies!

What We Offer!

Whole Life Insurance

  • Final Expense
  • Instant Approval
  • Cash Value
  • From $5,000 to $2,000,000
  • Living Benefits

Universal Life Insurance

Permanent coverage with flexible premiums. Option to guarantee death benefit. Ability to borrow against your policy. Instant Approval.

Term Life Insurance

We offer 10-, 15-, 20-, and 30-year terms in addition to permanent products.  Whatever your needs, we have it covered.

Fast, online life insurance with no medical exam

Complete our 100% online application in minutes. Just answer a few health questions and receive your life insurance quote today with no requirements of a medical exam.

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“I have been working with this company for several years. I have always been very happy with them. Check them out!”

Barb W.

“When I needed to get life insurance for my mother, I ended up also getting it for myself too....was blown away with the accuracy, details, and knowledge I got from them.”

Derek B

“Have looked at life insurance for a while now and, since I am 68 years old, was frustrated but they got me what I need, great rate, great people.”

James R.

“No pressure, no calls all the time, and I found a plan I didn’t even no existed, was approved that day. My husband too. Easy to deal with and knowledgeable.”

Wendy D.

“I have an awesome Agent....Provides great, timely, responsive communicative service, available by phone, text or email.”

Elizabeth F.

Why purchase with

Fast process (no medical exams)

Our 100% online and hassle-free process makes it easy to apply. What traditionally took weeks can now be done in minutes, and you don't even need a medical exam (just answer a few health questions). There are some instances when underwriters need more information about your health to complete the application process.

Expert advice

You don't have to talk to an agent if you don't want to, but if you do, our licensed agents remain ready and eager to answer your questions. They're here to help you find the right life insurance policy for you.

Flexible coverage

Get anywhere from $20,000 to $2 million in term life insurance protection. Choose between 10-, 15-, 20-, and 30-year terms.

Free-look, money-back guarantee

Take your policy for a trial run with a 30-day money-back guarantee. If you're not fully satisfied in the first 30 days, we'll refund you in full. After that time, you can cancel your policy with no cancellation fees.